Let this be a lesson to all those lured by minimum payments and massive balance limits. You will have to pay... one way or another. And what better way for a wayward spender to pay than to suffer the indignities of submission to a sadistic master. Mietze's overcharging get her over the knee of John for a sound spanking. Her champagne taste and beer pocket book warrant tight ropes and silencing gag. Her willingness to spread her credit charges around gets her spread to his bed for the sting of the flogger and the searing intensity of the "zipper" treatment. And her lack of budgetary discipline inspired the ultimate discipline tool - the cane. Of course you could just lock her in a closet. Maybe later.